3699 Moca Dr
St Cloud, FL 34772
Active
List price
$440,000Price cut
Listing courtesy of COLDWELL BANKER REALTY, 407-696-8000 (Donnamarie Ebanks)
MLS# O6418854 Status Active
Listing updated October 23, 2026
- Bedrooms
- 4
- Bathrooms
- 3
- Sq ft
- 2,820
- Year built
- 2017
HOA and fees $99/mo
About this home
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, with LOW HOA AND NO CDD, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining* Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.* Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.* The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.* This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 ROOF, NEW VINYL FENCING, reverse osmosis drinking water system, and a WHOLE-HOME softener/purification system.* Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communitie within minutes to Florida Turnpike making easy commutes to the Airport, Tampa, Amusement Parks and Downtown Orlando.
Facts
- Home type
- Single Family Residence
- Year built
- 2017
- Lot
- 0.27 acres
- Garage
- 2 spaces
- Stories
- 2
- HOA and fees
- $99/mo
- Annual taxes
- $4,293
- Subdivision
- Whaleys Creek Ph 1
- County
- Osceola
Features
- Waterfront
- Waterfront, Pond
- Community
- Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Street Lights
Virtual tour
Location
Map: OpenFreeMap, © OpenMapTiles, © OpenStreetMap contributors
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