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440 Olive Conch St

Ruskin, FL 33570

Active

List price

$425,000Price cut

Listing courtesy of EXP REALTY LLC, 813-566-2434 (Charles Delarosa)

MLS# TB8511817 Status Active

Listing updated October 29, 2026

Bedrooms
5
Bathrooms
3
Sq ft
2,522
Year built
2020

HOA and fees $8/mo

About this home

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH)

Facts

Home type
Single Family Residence
Year built
2020
Lot
0.11 acres
Garage
2 spaces
Stories
1
HOA and fees
$8/mo
Annual taxes
$7,026
Construction
Completed
Subdivision
Shell Cove Ph 1
County
Hillsborough

Features

Waterfront
Waterfront, Pond

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Location

Map: OpenFreeMap, © OpenMapTiles, © OpenStreetMap contributors

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