Central Florida housing market: November 2026 update

Short version: there are a few fewer homes for sale than a year ago, asking prices are a little lower, and more than a third of listings have had a price cut. Mortgage rates moved up through the fall.

These figures cover eight counties: Orange, Osceola, Seminole, Lake, Polk, Volusia, Brevard and Sumter. They come from public data, combined from each county's numbers, and they describe the region, not any one home.

How many homes are for sale?

About 27,000 homes were listed for sale across the eight counties in September 2026, about 4% fewer than in September 2025.

Measure, September	2025	2026	Change
Homes listed for sale	28,149	27,013	down 4.0%
Median asking price	$392,435	$382,773	down 2.5%
Median days listed	82	77	5 fewer days

Are sellers cutting prices?

Yes, often. In September 2026, about 36.5% of listings in these counties had a price reduction. That's useful for buyers to know going in: on many homes, the asking price is a starting point for a conversation.

What are homes worth?

Zillow's typical home value for the region was about $358,900 in September 2026, down about 1.2% from a year earlier. By county:

County	Typical home value, September 2026
Orange	$400,964
Seminole	$400,341
Sumter	$387,784
Lake	$360,055
Osceola	$359,224
Brevard	$342,346
Volusia	$324,665
Polk	$295,509

A typical value is an estimate across many homes. Your home's price comes from recent sales of homes like it, so treat these as the backdrop, not the answer.

What about mortgage rates?

Freddie Mac's average 30-year fixed rate was 7.32% for the week of October 22, 2026. That's down from 7.40% the week before, and about half a point higher than a year earlier. Your own rate depends on your credit, down payment and loan type, so get a lender's quote.

Tyler's note: [What you're seeing at showings and in negotiations this month.]

What does this mean if you're buying near Disney World?

More listings sitting longer and more price cuts usually mean more room to negotiate on price, repairs or closing costs. See new homes within 15 miles of Disney World, and compare the towns by drive time and price on the Near It All page.

What does it mean if you're selling?

Buyers have choices, so price and presentation matter more than they did a few years ago. See how I sell homes, or ask for your home's value. It's prepared by me from recent sales, never an automated estimate.

Want to talk through your town's numbers? Call me at 321-800-5294.